Bao Nguyen
Finance Graduate · Financial Analyst · Delaware
B.S. Finance from the University of Delaware (3.5 GPA, Dean's List). 4+ years of financial operations experience with 100% reconciliation accuracy. Seeking Financial Analyst and Business Analyst roles in Delaware and the Greater Philadelphia area.
Financial Analysis Projects
Microsoft-Activision M&A Analysis ($68.7B)
Comprehensive M&A analysis of the largest gaming acquisition in history. Built full Excel model covering Sources & Uses ($66.1B financing structure), purchase price allocation ($51B goodwill, $22B intangibles), and accretion/dilution analysis (−1.3% GAAP dilutive Year 1, +7.1% non-GAAP accretive). Quantified $2.1B annual run-rate synergies and benchmarked 7.8x EV/Revenue against 39 comparable transactions. Synthesized 10+ SEC filings into investment banking-style deal memo with buy recommendation.
Key Finding: Identified 3-5 year path to GAAP accretion as intangible amortization declines, with strategic value in mobile gaming market entry (0.3% → 4%+ share).
View Full AnalysisCostco DCF Valuation Model
Built DCF model calculating $434/share intrinsic value vs. $922 market price — identifying 53% overvaluation. Analyzed 4 years of 10-K filings to project 5-year financials with 9%→7.5% revenue CAGR. Developed 42-scenario sensitivity analysis across WACC (6.5%-9%) and terminal growth (1.5%-4%) ranges. Overvaluation confirmed across all scenarios, supporting SELL recommendation at 50x P/E multiple.
View Full AnalysisCostco Comparable Company Analysis (52% Overvaluation)
Relative valuation of Costco against 8-company retail peer group spanning warehouse clubs, broad discount, grocery, and value retail. Costco trades at 52.7x P/E and 32.6x EV/EBITDA vs. peer medians of 24.4x and 13.9x — a 100%+ premium across all metrics. Implied share price range of $432-521 vs. $985 market, triangulating with separately completed DCF model (53% overvaluation) to strengthen investment thesis through independent validation.
View Full AnalysisAbout
I graduated from the University of Delaware's Lerner College of Business & Economics with a B.S. in Finance (3.5 GPA, Dean's List — 5 semesters). My coursework in Financial Modeling & Valuation, Advanced Corporate Finance, and Investments gave me the analytical foundation I apply to every project. I've built DCF models, comparable company analyses, and M&A deal memos from primary SEC filings — not textbook exercises.
What sets me apart is a technical edge most finance candidates don't have. I interned at JPMorgan Chase where I streamlined data workflows for banking operations, and I hold CompTIA A+ and IT Fundamentals certifications. I'm proficient in Excel, SQL, and Python — which means I don't just analyze data, I can build the tools and automate the processes that deliver it. Bilingual in English and Vietnamese.
Experience
Financial Operations Associate
Aug 2021 – Present- Managed daily financial operations processing $1,000-$2,000 in transactions, performing end-of-day reconciliation with 100% accuracy across 4+ years
- Analyzed sales trends and customer data to identify revenue opportunities, contributing to 20% increase in customer retention through data-driven recommendations
- Generated weekly financial performance reports tracking $500,000+ in annual revenue, maintaining 100% compliance with recordkeeping standards
Business Analyst
Sep 2021 – Present- Analyzed business and financial needs for 30+ small business clients, delivering strategic recommendations on technology investments and operational efficiency
- Evaluated client budgets and ROI projections for custom solutions, achieving 100% on-time, on-budget delivery and saving clients an average of 15% in development costs
- Developed data-driven reports and dashboards tracking 10+ client performance metrics, reducing manual reporting time by 50%
Software Engineer Intern
Jun 2021 – Aug 2021- Collaborated with cross-functional team at Fortune 100 financial institution to build internal data portal, improving access to financial reporting resources by 40%
- Streamlined data workflows for banking operations team, reducing report generation time by 30% and improving decision-making efficiency
- Supported 3 retail banking initiatives, ensuring deliverables met regulatory compliance standards and enterprise financial reporting requirements
Education
University of Delaware — Lerner College of Business & Economics
Skills & Certifications
Finance & Analysis
Technical Tools
Certifications
Languages
Get In Touch
I'm actively seeking Financial Analyst and Business Analyst roles in Delaware and the Greater Philadelphia area. Whether you have an opportunity or just want to connect, I'd be glad to hear from you.